Referral Code

Tata Neu Referral Code [SHUB20910]: Earn Rs. 500 Neu Coins with Tata Neu Refer & Earn

Last Updated on January 8, 2026 by Lubhanshi Lamba

Unlock a world of exclusive rewards and benefits with the Tata Neu credit card, Use Tata Neu referral code [SHUB20910] to get Rs 500 worth Neu coins while applying for the card. With this card you get discounts and cashback rewards on the Tata Neu app, India’s ultimate platform for all Tata brands. New Tata Neu Card holders can get special bonuses, discounts, and cashback on travel, shopping, and more. Using referral code while applying for Tata Neu credit card can save extra so don’t miss the chance and enjoy the exciting services of the Tata Neu credit card.

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What is the HDFC Tata Neu Card?

Tata Neu HDFC Bank Credit Card is powered by RuPay/Visa which allows you to earn various rewards and savings. Use this card to unlock savings of up to 10% and access exclusive offers in various niches. You can use this card to save on fashion, groceries, electronics, medicines, flights and much more. Additionally, you can access a free airport lounge with discount offers on hotel stays and dining. There are mainly two variants of the Tata Neu HDFC credit card: Infinity and Plus.

The Tata Neu Plus credit card allows holders to earn up to 7% cashback. Complementary lounge access is also granted to regular users.
The Tata Neu Infinity credit card offers up to 10% cashback in Neu coins. It also offers complimentary domestic lounge access.

Tata Neu Refer and Earn Program

The Tata Neu Refer and Earn Program lets you earn money by inviting friends, family, or anyone in your network to join the app. When your friends sign up using your Tata Neu card referral code and apply for the Tata Neu HDFC Credit Card, you both can earn rewards. For each new sign-up done through your Tata Neu referral code, you can earn up to INR 500 referral bonus in the form of Tata Neu Coins.

What is the Tata Neu Referral Code?

The Tata Neu Referral Code allows us to get rewards through Tata Neu’s card refer and earn program. Just share your referral code with your friends. You and your friends can enjoy various bonuses. New users can apply for the Tata Neu HDFC Credit Card online and get a welcome gift of Rs.500 in NeuCoins.

Thanks to Tata Neu’s partnership with HDFC Bank, you can unlock extra savings across the app and partner brands. On top of that, when you pay with the Tata Neu HDFC Credit Card, you can earn up to 10% cash back in NeuCoins (1 Tata NeuCoin value = Rs. 1). With the Tata Neu referral code, enjoy exclusive deals and savings across the Tata family of brands.

Tata Neu Card Referral Code Details

Tata Neu Refer and Earn Program	Program Details
Tata Neu Referral Code	SHUB20910
Category	Credit card
Tata Neu Referral Link	Link
Sign-up Bonus	500 NeuCoins = INR 500
Neu Coins Value	1 NeuCoin = Rs 1
Maximum Referral Earning Per Month	INR 3,00,000 with 600 successful referrals
Tata Neu card referral bonus	Neu coins worth INR 500 per referral
Additional Benefits	Get extra NewCoins on special offers

Top Benefits of the Tata Neu Referral Program

Tata Neu refer and earn program allows referrers to earn 500 NeuCoins Worth Rs. 500 per successful referral through their code.
As a new user, they will get a sign-up bonus of 500 NeuCoins if you register through the referral code.
You can earn rewards for every purchase including up to 5% NueCoins on Tata Neu spendings.
A zero joining fee offer is available for a limited time that allows you to sign up without any initial costs.
You can enjoy an easy rewards system where 1 NeuCoin = 1 Rupee. It ensures clarity in how you earn and redeem your rewards.

Affiliate Program Vs. Referral Program

Tata Neu also has an affiliate program, through which you can become an affiliate partner and earn a commission for each new registration done through your affiliate link.

Tata Neu Affiliate Commission	Tata Neu Card Referral Bonus
Up to INR 20/Per Registration	INR 500 Tata Neucoin (sign up bonus)

How to Apply for Tata Neu Credit Card with Referral code?

You can quickly sign up on Tata Neu by following these steps:

1. Open the Tata Neu HDFC Bank Credit Card website through the link

2. Open the page click on the Apply Now button mentioned below and sign up using your number

3. After signing up enter your name then click on Got a referral code and enter the Tata Neu referral code [SHUB20910]. Then verify it with OTP

4. Enter your details to complete the Tata Neu HDFC Credit Card application.

5. Once your Tata Neu Card gets approved you will get 500 NeuCoins.

How to Refer the Tata Neu Credit Card and Earn a Reward as an Existing User?

After receiving the reward, you can earn more by joining the Tata Neu refer and earn program. To follow these steps:

1. Open the Tata Neu app on your mobile, then go to the NeuPass section

2. Scroll down to the Financial Needs section and click on the Neucard

3. Tata Neu Credit Card dashboard will open then click on the refer and earn section

4. Then copy the Tata Neu referral code mentioned there and share it with your friends

5. When your friends sign up for a credit card using your Tata Neu referral link, you earn 500 NeuCoins.

Tata Neu Credit Card Joining and Annual Fees

Joining Fees: Tata Neu Infinity and NueCard Plus have zero joining fees for a limited period.

Annual Fees: The Tata Neu Infinity credit card has a yearly fee of Rs. 1,499 + GST.

The Tata NeuCard Plus has an annual charge of Rs 499 + GST.

Tata Neu Infinity Credit Card Vs. Tata Neu Plus Credit Card

This detailed table shows the differences in charges, benefits, and other perks between the Tata Neu Infinity and Plus credit cards. You can also learn about the unbeatable advantages of the Tata Neu Card referral link.

Feature	Tata Neu Infinity Credit Card	Tata Neu Plus Credit Card
Annual / Joining Fee	Rs. 1,499 + GST	Rs. 499 + GST
Fee Waiver Spend	Waived on ₹3,00,000 annual spending	Waived on ₹1,00,000 annual spending
Rewards on Tata Neu & Partner Brands	5% NeuCoins	2% NeuCoins
Rewards on Other Spends	1.5% NeuCoins	1% NeuCoins
UPI/Other Spends Reward	1.5%	1%
Airport Lounge Access	2 domestic per quarter	1 domestic per quarter
Welcome Benefit	1,499 NeuCoins	499 NeuCoins
Referral Benefit	500 NeuCoins with the ability to earn up to Rs. 3 lakh a month	500 NeuCoins with the ability to earn up to Rs. 3 lakh a month

HDFC Tata Neu Credit Card Competitor Analysis

Aspect	Tata Neu Card	Amazon Pay ICICI CC	Flipkart Axis Bank CC
Annual Fee	₹499 / ₹1,499	Lifetime Free	₹499
Rewards on Brand Spends	Up to 5% NeuCoins	5% cashback on Amazon	5% cashback on Flipkart
Rewards on Other Spends	Up to 1.5% NeuCoins	1% cashback	1.5% cashback
Lounge Access	Up to 2 lounge accesses per quarter	Not available	Not available
UPI Payments	Yes (via Tata Neu app)	No	No

How to Get INR 500 Sign-up Bonus with Tata Neu Referral Code?

Download the Tata Neu app from the App Store or Google Play. Once you’ve got the app, create your account and enter the Tata Neu referral code your friend gave you during sign-up. After registering, apply for the Tata Neu HDFC Credit Card through the app. When your application is approved and your card is issued, you’ll receive INR 500 in NeuCoins as a welcome gift. You can use these NeuCoins for future purchases on the Tata Neu app.

How to earn Tata Neu Coins?

Tata Neu Coins are loyalty points that users can earn by spending in the Tata Neu App. It acts like digital cash, with 1 NeuCoin = Rs. 1 across various purchases. You can earn these reward points for every purchase through the TataNeu app or at its partner brands like Bigbasket, Croma ,Westside, Tanishq and more. Follow these simple steps to accumulate NeuCoins and get exclusive discounts.

Shop on the Tata Neu App to earn cashback coins of up to 10% purchase value.
Use the Tata Neu HDFC Credit Card to earn Neu coins on every transaction made with the opportunity to get rewards from its partnered brands.
Pay your Bills through the Tata Neu App and earn cashback on every transaction.
You can shop at its partner brands, such as Croma, and earn additional NeuCoins.
Earn NeuCoins on travel bookings and dining experiences through Tata Neu’s partner services.

How to redeem Tata Neu Coins

Here are the simple steps to redeem Tata Neu coins you earned through shopping and using the Tata Neu referral code during sign-up.

Look for products to buy on Tata Neu App and “add to cart”
Check out and fund the payment options
Select “Tatapay” to redeem your Neu coins.
Use any payment option except COD to redeem coins on a successful purchase.

FAQs

1. What is the Tata Neu Referral Code?

The referral code( SHUB20910) allows you to earn rewards by sharing it with your friends and family. You and the new user can avail of bonuses like NueCoins when he/she signs up for the Tata Neu HDFC Credit Card.

2. What rewards can I earn with the Tata Neu Referral Code?

You can use the referral code to earn a bonus of INR 500 in NeuCoins as a sign-up bonus. You can also earn NeuCoins for every purchase made on the Tata Neu app.

3. How many referrals can we make in a month?

You can make up to 600 successful referrals with a maximum earnings of 3 lakh NeuCoints in a month.

4. Do I need to pay a fee to join the Tata Neu Referral Program?

No, you don’t need to pay any fees to join the Tata Neu Referral Program. You can participate in this activity and share your unique code to earn many coins.

5. How much are 1 Tata Neu coin worth?

1 Tata Neu coin is worth as much as Rs. 1, you can get Rs 500 worth of coins with every successful referral which is a total of 500 Tata Neu coins.

6. What are the cashback benefits of the Tata Neu Credit Card?

Here is the list of cashback benefits individual can avail through credit card usage

5% NeuCoins Back on non-EMI spends.
An additional 5% NeuCoins on transactions made through its app.
Free 499 NeuCoins on first transaction
Free access to 8 domestic and 4 international airport lounges

7. When will I receive my referral reward?

Your payments of 500 NeuCoins are credited 90 days after the referee’s successful card issuance. You will be notified about your payment via message.

8. Where do we enter our Tata Neu referral code to earn rewards?

Go to the Tata Neu Home page and click on the finance section. Then, go to the credit card options and enter your referral code on the personal details page of the NeuCard application.

9. What is the NeuPass rewards program?

Tata NeuPass rewards program allows you to earn Neucoins by making transactions of the Tata Motors Platform.

10. Whom do I contact regarding my NeuCoins?

Contact Tata Neu customer support via email or phone (1800-25-8282-638).

11. What is the use of the Tata Neu app?

You can access the Tata Neu app for various purposes like shopping, flight bookings, hotel reservations, and other financial services.

12. What is the Tata Neu Refer and Earn offer?

Tata Neu Refer and Earn offer is a promotional program that offers NeuCoins in rewards by sharing your referral code with friends and family. You can earn 500 NeuCoins on every successful card application.

13. Is the Tata Neu Credit card lifetime free?

Yes, Tata Neu HDFC credit cards are free for life. However, there is a minimal annual fee you need to pay

What are Tata Neu Coins?

Tata NeuCoins are an exclusive loyalty rewards point system that allows users to earn points by spending in the Tata Neu app or other partner brands like Tata Cliq, 1mg, and Tanishq. Users can redeem NeuCoins ( 1 NeuCoin = Rs. 1) via shopping on the app. You can use Tata Neu Card referral code and earn 500 NeuCoins per successful application.

Lubhanshi Lamba

Lubhanshi Lamba is a passionate and detail-oriented Content Writer Executive, skilled at creating engaging, well-researched, and SEO-friendly content across diverse niches. With a keen eye for storytelling and clarity, she combines creativity with strategy to deliver impactful write-ups that connect with audiences and drive results.