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SuperMoney Card Referral Code: Earn Rs. 250 via SuperMoney Refer and Earn

Last Updated on February 13, 2026 by Lubhanshi Lamba

Looking for a more innovative way to get additional money and earn rewards while you’re at it? Supermoney Credit Card is a game-changer for personal finance and has your back in every financial situation. Launched by Axis Bank in partnership with Super Money, this credit card rains cashbacks when you make UPI transactions. The Supermoney card has zero joining and annual fees to help you budget more effectively.

From making payments to tracking spending, this card has got your back in every situation. And the best part is? You can use this Supermoney Card Referral Code to earn up to 5% cashback on all UPI transactions. Say bye-bye to bombarding UPI apps and try the Supermoney app to get your lifetime free Rupay credit card.

What is the AXIS BANK SuperMoney Credit Card 

This credit card is launched by Axis Bank in partnership with Supermoney, which allows you to earn exclusive rewards. It’s a lifetime free credit card—no joining or annual fees to worry about. It is an unsecured credit card that offers a flat 3% cashback on UPI transactions made via the Supermoney app.

Users can also earn 1% cashback on other transactions, with a monthly reward capped at Rs. 500. Additionally, individuals are entitled to a 1% fuel waiver. However, there is no cashback on transactions listed in the Merchant Category like Rent, education, government services, etc. 

What is the SuperMoney Card Referral Code

The SUPERMONEY referral code enables every user to share their referral code with friends and earn unbeatable rewards. The best part is that both the referee and the referred party receive some form of reward. New users can apply for this card via a unique SuperMoney Card  referral link and earn 100% cash back on transactions of up to Rs. 100, plus a Rs. 11 bonus. The referrer receives unique rewards worth Rs. 250 on every successful sign-up through their referral.

As per the partnership between Axis Bank and SUPERMONEY, referral campaigns often change over time and also include a bonus amount. This ongoing offer is accurate as of the most recent update; however, we suggest you check the super. Use a money app for the most up-to-date information and check if the code is still valid. 

Read Also:  Goibibo Referral Code: Earn Upto INR 5,000 goCash with Goibibo Refer and Earn

SuperMoney Card Refer and Earn Program 

Learnt about the referral code? The SuperMoney Card Refer and Earn program is a lucrative opportunity for every user to earn rewards by inviting friends to join the group. All you need to do is share your referral code or link from the “Gift a Friend” section and earn rewards worth Rs. 250. New users also get a 100% cash benefit on their first UPI transaction via the Super Money app.

It’s a quick and easy way to earn while helping others discover cashback offers, UPI-based payments, and innovative financial tools. There’s no limit to the number of people you can invite, which makes it a great way to boost passive earnings. 

Products and Services offered by SuperMoney Credit Card 

Category Description 
UPI Cashback3% on UPI “Scan & Pay” via super.money app (₹500/month cap)
Other Cashback1% on eligible non-UPI spends (included in ₹500/month cap)
Fuel Surcharge Waiver1% waiver on fuel spends ₹400–₹4,000 (up to ₹400/month)
UPI-on-CreditSupports linking with UPI apps for direct QR code payments via credit card

Benefits of the SuperMoney Card Referral Program 

  1. Cashback Structure: Users receive a flat 3% cashback on all UPI transactions made via RuPay credit card and 1% on other eligible expenses. However, the monthly cashback is capped at Rs. 500. 
  2. Fuel Surcharge Waiver: Users can also access 1% fuel surcharge waiver on all petrol stations across the country. However, your transaction must lie between Rs. 400 and Rs. 4,000 with a maximum profit of Rs. 400 per statement cycle. 
  3. Lifetime Free Service: You don’t need to pay any joining or annual fees to use this credit card for online transactions.
  4. Cashback Reward: The referee receives 100% cashback of up to Rs. 100 on sign-up and an additional Rs. 11 bonus on their first UPI transaction via the Super.money app. 
  5. Referral Bonus: Existing users receive a reward of Rs. 250 after the referee signs up and makes their first online payment. Simply share the designated code or link with your friends and receive a reward for every conversion.

SuperMoney Card  Affiliate Commission vs Referral Earnings

SuperMoney credit card was recently launched by Axis Bank and co-branded with SuperMoney. They have released their referral program. However, there is no specified affiliate program linked to this credit card as of now. 

SuperMoney Card ProgramSuperMoney Card Referral Code 
N/A Rs 250 worth rewards per sign-up 

How to sign up for the SuperMoney Credit Card using a referral code

  • Install the Super.money app using a referral link
  • Sign up with a new mobile number and other information on a device that has never had the app before
  • Complete full KYC (identity verification) inside the app
  • Set up UPI by linking your bank account
  • Make at least one successful UPI transaction
  • Get cashback as a referral reward in yours account
  • When eligible, go to the card section  and apply for the SuperMoney credit card.
Read Also:  Swiggy Referral Code: Earn Upto Rs. 2500 with Swiggy Refer and Earn!

SuperMoney Card Referral Code Details

Super.money card Refer and Earn Program Details 
Category Finance
Downloads1cr +
Referral LinkDownload
Referral bonus INR 250 worth rewards
Maximum earnings Up to Rs 30,000

How to refer SuperMoney Credit Card and earn rewards as existing users

  • Open the Super.money app and log in to your existing account
  • Go to the “Gift a Friend” section on the homescreen
  • Tap on “Invite Now” to create your unique referral link
  • Share the referral link with friends via WhatsApp, SMS or social media

Note: Your friend must install the app by referral link with a new phone number. They need to complete KYC, enable UPI, and do one successful UPI transaction to get the referral bonus. 

SuperMoney Card Invite Code

Super.money invite code is a combination of numerical and alphabetical characters that every existing user gets via the “Invite Now” section on the app. New users apply this invite code to earn 100% cashback of up to Rs. 100 after signing up and Rs. 11 bonus on their first UPI transaction. This invite code works wonders for every new user as they can get their money back after the payment, and how cool is that! 

Benefits of the SuperMoney Card invite code

For New Users:

  • New users can receive cashback on their first UPI transaction of up to Rs. 100, plus a Rs. 11 bonus. 
  • This instant reward is credited to your super.money wallet or a linked bank account. 
  • It gives you the opportunity to apply for the lifetime free SuperMoney credit card, which has no annual or joining fee. 
  • There are no hidden charges or fees associated with the super.money card referral code. 
  • You can even use this app to make small transactions of Rs. 10 or Rs. 20 without any second thought. 

How to Redeem Cashback from the SuperMoney App

  • Open the Super.money app and log in.
  • Go to the “Rewards” or “Cashback” section to check the current balance
  • Tap on the Withdraw or “Redeem Now” button (if eligible).
  • Choose your linked bank account or UPI ID.
  • Confirm, and the cashback will be sent directly to your bank via UPI

Eligibility Criteria to apply for the SuperMoney Credit Card

  1. The card is branded in partnership with Axis Bank and super.money. Both parties reserve the right to approve or reject your credit card application. 
  2. You must be an adult (18+) to apply for credit card services with Super.money. 
  3. You must be an Indian resident with a valid PAN, mobile number, and email.
  4. You need an FD with Axis Bank or Utkarsh SFB to secure your credit card.

FAQs 

Is supermoney card a credit card?

Yes, Super.money app launched a credit card in partnership with Axis bank with the name “SUPERMONEY RuPay Credit Card”. It provides lifetime free service with zero joining and annual charges. 

What is the benefit of the Axis Supermoney credit card?

If we talk about the key benefits of this credit card, they offer flat 3% cashback on all UPI transactions and 1% payback reward on other related spends. 

Does the Super Money card have lounge access?

This co-branded credit card does not offer free lounge access, but it has other benefits of cashback rewards, fuel charge waivers, and lifetime free service. 

What is the Supermoney card referral code?

This Supermoney card referral code is available on the app’s “Invite Friends” section. It allows you to earn rewards worth Rs. 250 on every successful sign-up using your referral code. 

Is there a referral in SuperMoney?

Supermoney offers a referral program that allows users to share their code with friends and earn rewards. New users are also entitled to up to Rs. 100 cashback and an additional Rs. 11 bonus on their first UPI transaction. 

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