PayZapp Referral Code: Earn Cashback of Rs 25 Per Referral

Last Updated on January 27, 2026 by Muskan Sinha

PayZapp is a digital payment app backed by HDFC Bank that helps people to make online payments conveniently without relying on cash or physical credit cards. PayZapp acts as a digital wallet and allows individuals to make UPI payments, self/bank transfer, debit/credit card transactions and QR code scanning. With the help of this mobile payment app, individuals can make payments for bill and recharges, Fastag, DTH, mobile postpaid, online shopping and much more. Using PayZapp, users can earn exciting cashback rewards on their everyday expenses, especially if they use a PayZapp referral code. 

PayZapp also provides users with financial services such as mutual funds, insurance, loans, tax payments, housing society and education. PayZapp offers one stop banking solution for individuals along with supporting multiple credit cards under one roof. Furthermore, individuals can track all their transaction history in a digital passbook within the app, making the process smooth. Backed by HDFC Bank, users can earn exclusive rewards along the HDFC Bank ecosystem and other categories. With the Payzapp referral link, leveraging these benefits is just a ‘code’ away. 

What is the PayZapp Referral Code?

To earn exciting rewards and cashbacks on referrals, individuals, along with HDFC members, can use the PayZapp referral code to invite their loved ones to this mobile payment app. Using this code, all new members can enter the world of digital payments and avail the multiple services offered by PayZapp. These benefits include making UPI payments for bills, recharge, credit card payments, utility bills, online shopping and other financial services. The PayZapp referral code is a gateway to unlock exclusive rewards on everyday online payments, motivating people to go cashless.

Existing users share this unique referral code with their friends and family, enabling them to access multiple UPI benefits as well. The PayZapp referral code can be found on the profile page of existing users under the ‘Invite To PayZapp’ option on the app. Existing users can share this referral link via WhatsApp, Instagram, SMS and other options to invite their loved ones to a whole new experience of seamless online payments. 

PayZapp Refer and Earn Program 

The PayZapp refer and earn program is an exciting opportunity for existing and new users, who are rewarded with cashback points for every successful referral. When existing users share an invite code with a new user, both get eligible for rewards when the new user signs up on the app and completes a transaction of Rs 250. Both new and existing users receive cashback of Rs 25. Additionally, the PayZapp referral code allows new users to avail multiple cashback points and rewards across different categories. 

To be eligible for rewards, the new user must make their first merchant transaction within 30 days of creating an account. Using the PayZapp referral link, new users can also avail the advantages offered by PayZapp, such as earning e-vouchers from brands like Swiggy, Blinkit, Myntra, Amazon, Tata Cliq, and many more, receiving cashback points on tax payments and loan repayments, and accessing exclusive HDFC credit card offers. 

Products and Services offered by PayZapp 

Benefits of PayZapp Referral Code 

• Referral Rewards – When the new user uses the PayZapp referral link to sign up on the app and make a payment either to a merchant, pay online bills, send money to someone, shop for vouchers or scan any QR, then the referee receives Rs 25 and the referrer receives Rs 50 cashback instantly. 
• Cashback Points and Rewards – As a new user joins PayZapp, they can earn exclusive cashback points on every transaction they make in the app. Users can get 5% cashback upto 1000 cashpoints on Shop purchases, 11 cashback points when you pay tax repayment of a minimum transaction value of Rs 5000, 5% cashback upto 21 cashback points for loan repayment of a minimum transaction of Rs 5000 and 5% cashback points on landline bill payment of Rs 300. 
• Get a Lifetime Free Pixel Credit Card – Anyone who joins the PayZapp app can apply for a Pixel credit card and earn 5% cashback on selected brands along with receiving 1% cashback on UPI payments using the credit card. 
• Top E-Vouchers – Users can also receive e-vouchers of various brands such as Amazon, Blinkit, Croma, Myntra, BigBasket, Myntra, Zomato, Bata, Flipkart, Tata Cliq, Pantaloons and many more.
• Seamless Digital Payments – With the PayZapp Account, users can have access to a digital wallet and make payments from anywhere and everywhere. The referral rewards are also credited to the Zapp wallet which can later be used for future transactions via the app for bill payments and other purchases. 

PayZapp Affiliate Commission vs Referral Earnings 

How to Sign up on PayZapp using Referral Code 

• The new user can click the PayZapp referral link shared by the referrer to download the app or sign up directly. 
• The next step for the referee is to register on the app using their mobile number and link their bank account. 
• After the OTP verification, the referee can copy the PayZapp referral code shared with them. 
• The new user must provide accurate details about themselves and complete KYC to set up their account and set a PIN/password to secure it.
• Finally, the new user has to make a transaction whether to pay a bill or recharge, send money, scan QR or purchase any service within 30 days of creating an account, to be eligible for the referral rewards. 
• Once the new user has successfully made their first transaction, their rewards will be credited directly to their PayZapp wallet. 

PayZapp Referral Code Details 

How to refer PayZapp and earn rewards as existing users

• As an existing user, you simply log into your PayZapp account and navigate to the ‘Refer and Earn’ section at the bottom of the profile.
• Under the ‘invite to PayZapp’ section, you can find the unique referral code that you can share with your friends and family via WhatsApp, Instagram, SMS or other channels. 
• When the person you refer to uses your referral code to sign up on PayZapp and makes their first transaction within 30 days, then both you and the referee get eligible to receive rewards. 
• As soon as they make their first payment, you receive cashback of up to Rs 25, which is credited directly to your PayZapp wallet. You can use this cashback for making future payments. 

How to earn Sign Up rewards with the PayZapp Referral Code

• You can download the PayZapp app from the Play Store or App Store.
• Next, open the app and complete the signup process by registering with your mobile number for OTP verification.
• Now paste the PayZapp referral code you received and complete the KYC process. 
• Simply make the first transaction using the digital wallet by either making a payment to a merchant account, sending money to someone, scanning a QR or paying a bill. 
• As soon as you complete your first transaction, the referral reward of Rs 50 will be credited to your PayZapp wallet instantly. 
• You just have to make sure that you complete your first transaction within 30 days of creating your account or else you will miss your rewards. 

PayZapp Invite Code 

The PayZapp invite code is a unique code given to every existing PayZapp user that they can use to invite new users to the app. This invite code encourages people to enter the world of digital payments and take a step forward in making cashless transactions. 

Existing users can share the benefits they receive from using PayZapp such as getting a lifetime free Pixel credit card integration, top e-vouchers worth Rs 1500, cashback points on every spend and other rewards on everyday expenses. With the PayZapp invite code, new users avail multiple advantages of making UPI and credit card payments and get offers that are not usually available on cash payments. This makes it easier for them to accustom to the app and securely make payments through their digital wallet. 

Benefits of the PayZapp Invite Code 

• Cashback Rewards – The new user can earn Rs 1241 as cashback points for making payments for mobile bill, recharge, merchant, shopping and other expenses. 
• Offers and Discounts – PayZapp provides a pool of offers and discount codes for every new user. They can get vouchers from around 200+ brands along with getting a 10% discount on their HDFC Bank debit and credit cards. 
• Travel Perks – With the invite code, users can get additional discounts ranging from 5% to 10% on flight bookings, train tickets, hotel bookings and holiday packages.
• Credit Card Integration – On PayZapp, users can add their credit card and, without the need of a physical card, make payments easily whenever they want. They can also be assured of receiving extra benefits on making credit card payments, up to 10x rewards if it is an HDFC credit card. 
• Reputable Mobile Payment App – PayZapp is a UPI app backed by HDFC Bank with an aim to make cashless transactions convenient and secure. This app is a walking wallet which is encrypted and protected by a unique passcode and two step authentication. 
• No Cap On Referral Earnings – Existing users can invite as many people as they want with the PayZapp invite code as there is no limit on referrals. This allows existing users to earn multiple cashback points for each successful referral. 

FAQs

Muskan Sinha

Muskan Sinha is a creative and passionate content writer, skilled at delivering high quality , engaging and SEO friendly content across diverse niches. With a zeal for storytelling and great critical thinking, she delivers clear, informative and impactful content that boosts audience engagement.