Navi Referral Code: Earn Up To Rs 100 On Each Referral

Last Updated on July 2, 2026 by Muskan Sinha

Navi is a fintech platform that aims to make financial services simple and affordable. Navi offers financial services like personal loans, UPI transactions, home loans, health insurance and mutual fund investments. Through Navi UPI, it aims to simplify the transaction process and make it more accessible for users. Users can transfer money easily, make bill payments and even shop online using Navi UPI. Apart from this, users can make use of Navi referral code (fiXmMB) and avail the benefits of earning Rs 100 with each successful transaction. The maximum amount users can earn reaches up to Rs 30,000. 

What is the Navi Referral Code?

Navi referral code is a combination of letters and numbers provided by Navi. Navi gives excellent opportunities to earn rewards using the referral code. Through this referral code or link, the existing users can invite your friends and family to sign up on the Navi app and purchase any of its financial services. The users can earn up to Rs 100 for every successful referral made.

Navi Refer and Earn Program 

The Navi refer and earn program offers a remarkable opportunity to its existing customers to earn commission up to Rs 100 simply by referring the Navi app to new customers. Each time a new user joins the app using your referral link and makes a purchase, you will receive Rs 100 as commission. There is no limit to the number of people that you can invite and so the earning potential is extremely high. 

Through the Navi refer and earn program, users can maximize their profits and earn up to Rs 30,000 depending on the products and services that users purchase. The new user can also get a chance to get a cashback up to Rs 100 for any transaction they make or any financial product they purchase. 

Products and Services offered by Navi 

Benefits of Navi Referral Program 

There are great benefits of Navi referral program and they are as follows:

• Earning Potential: The Navi referral program allows users to earn commission up to Rs 100 with every successful referral. Since there is no limit to the number of people you invite, there is an excellent opportunity for you to earn up to Rs 30,000. The earning potential is extremely high with the Navi referral program. 
• Quick Reward Disbursement: The rewards you get after sharing the Navi referral code are credited to your account within 4 working days after the person you referred makes a purchase. 
• Direct Bank Transfer: The amount you earn is directly transferred to your bank account which provides ease of transaction. 
• Various Financial Services: Navi offers a variety of financial services such as home loans, health insurance, cash loans, mutual funds and UPI transactions. This gives you a good opportunity to refer to a wide audience. 
• Easy to join: The Navi referral program is easy and completely free to join. There are no hidden fees that you have to pay to join the program. 

Navi Affiliate Commission vs Referral Earning 

How to sign up for Navi using a referral code 

You can easily sign up on Navi using your referral code by following the simple steps below:

Step 1: You can download the Navi app on your device.

Step 2: Enter your mobile number and verify it using the OTP sent to you. 

Step 3: Then enter the referral code that has been provided to you by your referer. 

Step 4: Fill in the remaining details and get yourself registered. 

Step 5: Once registered, you can enjoy cashback benefits up to Rs 100 for any purchase you make. 

Navi Referral code details

How to refer Navi and earn rewards as existing users

• Open the Navi app on your device. 
• Tap on your profile icon and go to the refer and earn section. 
• Simply copy the Navi referral code and share it with your friends and family using your Navi referral link. 
• Get your friends and family to sign up on Navi using your referral code and make a purchase. 
• As soon as they purchase any financial service provided by Navi, you will earn Rs 100 as commission. 

Navi Invite Code 

Navi invite code enables new users to get exciting cashback of Rs 100 on any financial product or services they buy. The new users should use the invite code at the time when they are making their first purchase. The invite code will not work on second or third purchases. 

Benefits of Navi invite code 

• As a new user, you can avail cashback benefits up to Rs 100 on any purchase you make on Navi. 
• Using an invite code helps in easy sign up as your account directly links to the referral system. During sign up, you can directly copy the code without needing to search for promotional codes. 
• With a minimum investment of Rs 10 in digital gold, you can even refer the Navi app to your friends and family and earn commission. 

How to withdraw money from Navi 

You can withdraw money from Navi using these simple steps:

• Open the Navi app on your device and log in using your registered mobile number.
• Navigate to the reward section and initiate the withdrawal. 
• You can provide your UPI ID or choose direct bank transfer. 
• After providing the necessary details, you will receive your earnings within 1-2 business days. 

FAQs

Q1. What is the Navi referral code?

Ans. Navi referral code is a unique combination of code that you can share with your friends and family to earn rewards when they sign up using your code. 

Q2. How much reward would I get for each referral?

Ans. Navi offers a commission of Rs 100 for each successful referral you make. 

Q3. How do I use a referral code on Navi?

Ans. When you sign up through an invite code shared by your referred person, you can directly use the referral code at the time of sign-up itself as your account directly links to the referral system. 

Q4. When will I receive my referral reward?

Ans. Navi provides you the referral reward within 4 days after the person who you have referred signs up on Navi and makes a purchase.

Q5. Is there any limit to the number of people I can refer?

Ans. No, Navi has no limit on the number of people you refer to.  This is the reason for earning potential being high on Navi. 

Q6. What is the maximum amount that I can earn with Navi referral code?

Ans. The maximum amount that you can earn with Navi reaches up to Rs 30,000. 

Q7.How can I withdraw my referral reward from Navi?

Ans. You can easily withdraw your referral reward from Navi by going on the reward section. You can link your UPI ID or choose direct bank transfer to withdraw your earnings. 

Muskan Sinha

Muskan Sinha is a creative and passionate content writer, skilled at delivering high quality , engaging and SEO friendly content across diverse niches. With a zeal for storytelling and great critical thinking, she delivers clear, informative and impactful content that boosts audience engagement.