Referral Code
Kotak Neo Referral Code: Earn Rs 300 per Referral & 15% Brokerage Sharing
Last Updated on July 7, 2026 by Muskan Sinha
With a legacy of 30+ years, Kotak Neo is India’s most trusted stock broking platform, offering a range of trading and investment solutions under one roof. With a technology-first approach, Kotak Neo offers a range of platforms and tools to empower investment decisions and help make better choices. Helping 5 million investors trade better through charts, screeners, payoff analyzer, option chains and strategy bot, Kotak Neo digital trading app is a one-stop solution for all investing needs.
From equity, mutual funds, IPOs, futures and options and more, individuals can invest in various assets at low brokerage costs. Kotak offers three trading plans – Trade Free Youth, Trade Free Plan and Trade Free Pro plan, keeping pricing transparent. With the Kotak Neo referral code, new users can get exclusive benefits and open a free demat and trading account easily to begin their trading and investment journey.
What is the Kotak Neo Referral Code?
The Kotak Neo referral code is a way for existing users to earn reward points by inviting their loved ones to the Kotak Neo trading app. Users can find this code on their home profile under the ‘refer and earn ’ section. They can generate the Kotak Neo referral link and share it via WhatsApp, SMS or any other channel.
When someone uses the link to sign up on the app and open a demat and trading account, both the referrer and the referee get rewarded. Though the referrer should redeem the rewards within 60 days from the date the points were generated, or else they will expire.
Kotak Neo Refer and Earn Program
The Kotak Neo refer and earn program is an opportunity for existing users to help their loved ones to enter Kotak’s world of powerful and reliable investing and earn reward points. Using the Kotak Neo referral code, new users can open a free demat and trading account and avail multiple other facilities offered by the all-in-one trading app. Existing users will earn Rs 300 per referral and 15% brokerage sharing for two years. New users will get the benefits of zero brokerage stock investing, zero account opening fee, zero brokerage on all trade API orders and low-cost brokerage of Rs 10 per order.
New users can opt for any plan they love using the Kotak Neo referral link – the Trade Youth plan if they are below 30, the Trade Free plan for people above 30 and active traders, and the Trade Pro Free plan for pro MTF traders. Existing users can refer up to as many people as they want but the referral reward will be granted only for the first referrals in a month. The reward points will be credited to their accounts, which can be redeemed for equity or other services.
Products and Services Offered by Kotak Neo
| Category | Services |
| Trading | Equity, commodity, futures and options and currency trading |
| Investment suite | Stocks, mutual funds, IPOs, stockcase, non-convertible debentures, sovereign gold bonds, ETF, SIP and global investing. |
| Accounts | Demat and trading account, NRI account, corporate HUF trading account, private client group and 3-in1 account. |
| Trading platforms | Kotak Neo app and web, Nest trading terminal, Neo trade APIs, Trade from charts and specialized investment funds. |
| Tools | MTF, securities accepted as collateral, margin requirements, equity screeners and payoff analyzer. |
| Learning | Stockshala, resource and insights, investing guide and events. |
Kotak Neo Referral Code Benefits
- Referral Rewards – When existing users share the Kotak Neo referral code, they receive 300 referral points per referral and 15% brokerage sharing for 2 years. Reward points for each successful referral are credited to their account within T+3 days. Every 1 reward point = Rs 1 if the referrer decides to transfer referral points to Equity.
- Free Demat and Trading Account – New users can open a demat and trading account for free using the Kotak Neo referral link.
- No Account Opening Fee – Using the referral code to buy the Trade Free plan, new users pay no account opening fee and have a seamless account opening process.
- Low Cost Brokerage – New users can benefit from Kotak Neo’s low-cost brokerage model of Rs 10 per order, along with zero brokerage on stock investing, stock delivery trades for the first 30 days and all trade API orders.
- Trusted Trading Platform – Kotak Neo is one of the most reputable trading apps and platforms with a legacy of 30+ years, offering tailored solutions for every investor’s needs.
Kotak Neo Affiliate Commission vs Referral Earnings
| Kotak Neo Affiliate Program | Kotak Neo Refer and Earn Program |
| N/A | 300 Reward Points per referral |
How to Sign Up on Kotak Neo Using the Referral Code
- Open the Kotak Neo referral link shared by the existing user.
- Enter your mobile number and complete the OTP verification.
- Add your PAN card details and other personal details.
- Complete your KYC and link your bank account
- Once you activate your account, you will receive your referral rewards
Kotak Neo Referral Code details
| Kotak Neo Refer and Earn Program | Details |
| Category | Finance |
| Downloads | 1cr |
| App ratings | 4.6 |
| Referral code | NA |
| Referral link | Link |
| Referral bonus | Referrers get 300 referral points for the first 4 referrals in a month. Referee gets a free demat account, zero brokerage on stock investing and more. |
| Maximum earnings | N/A |
How to refer Kotak Neo and Earn Rewards as Existing user
- Open the Kotak Neo app and go to your home profile.
- Navigate to the ‘refer and earn’ section and generate the Kotak referral link.
- Copy the code and share it with your friends and family via WhatsApp or SMS.
- Encourage them to open a demat and trading account using your referral code.
- Once they activate their account, you’ll be eligible to receive the 300 referral points
- Ensure that you redeem your points within 60 days or they will expire.
Kotak Neo Invite Code
The Kotak Neo invite code allows new users to get on board the Kotak trading platform with ease and without delay. It opens the door to trading and investment opportunities for them, giving them access to Kotak Neo’s advanced tools and resources. Existing users can share the Kotak Neo invite code with their friends and help them make powerful, impactful and informed decisions in their trading journey.
Benefits of the Kotak Neo Invite Code
- Market Insights – People beginning their trading and investment journey can get market insights and stock research recommendations from experts.
- Learning Platform – New users who are first-time traders or investors can access the ‘Stockshala’ by Kotak Neo, which provides structured courses to help them learn more about the market.
- Access to Advanced Tools – Individuals can access the Tez Traders Tool kit by Kotak, which helps traders act with clarity, not hesitation. Tools such as screeners, trade from charts, option chains, payoff analyzer and strategy bots help them make informed decisions.
- Wide Range of Financial Products – The Kotak Neo invite code enables new users to access various financial products under one roof. According to their goals and needs, they can choose solutions and plans that suit them best.
FAQs
1. How to refer Kotak Neo app?
You can register with your mobile number on the Kotak Neo website and generate your referral link. You can download the app for Kotak Neo and go to the refer and earn section to share the Kotak Neo referral link.
2. How many people can I refer?
You can refer as many people as you like. Nevertheless, the referral reward will be guaranteed only on the first four referrals in a month.
3. Is there a limit for claiming the referral points?
Yes, if existing users do not claim the referral points within 60 days of the dates when those points were issued, the points will expire.
4. What benefits do referees receive using the Kotak Neo referral code?
Referees get a free demat account, zero account maintenance charges, zero brokerage on stock investing, stock delivery trades for the first 30 days and all trade API orders, and a low brokerage cost of Rs 10 per order.
5. When will I receive my referral rewards?
You will receive your rewards within T+3 working days after the referee has successfully opened a demat account using your referral code.

Muskan Sinha is a creative and passionate content writer, skilled at delivering high quality , engaging and SEO friendly content across diverse niches. With a zeal for storytelling and great critical thinking, she delivers clear, informative and impactful content that boosts audience engagement.
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