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Best credit card for Online shopping in Flipkart Big Billion Days 2025

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Last Updated on September 22, 2025 by Lubhanshi Lamba

The festive season is almost here, and Flipkart Big Billion Days Sale is all set to WOW the audience with unbeatable deals. Starting from 23rd September with 24 hours of early access to Black/Plus Members, BBD invites millions of shoppers to grab deals on multiple offerings. The biggest online shopping festival offers discounts on smartphones, gadgets, fashion, home appliances, and more. Customers can use the right credit card to get additional discounts to take their savings to the next level. 

ICICI Bank and Flipkart Axis Bank credit card are the “king” in the Flipkart BBD sale 2025. These best credit cards are a game-changer for customers in online shopping– helping you save extra with a seamless checkout experience. They provide flat discount offers to make your every purchase valuable. With the festive sale just around the corner, it’s important to check out the detailed benefits and other information about these best credit cards to save big. 

1. Axis Bank Credit Cards 

There are various variants of credit cards, like Magnus, Privilege, Select, and My Zone. However, the Flipkart Axis Bank credit card tops the list for this online shopping event. How? Well, it offers a flat 10% instant discount on Flipkart shopping, irrespective of the ongoing sale. From fuel surcharge waiver to unlimited cashback, Axis bank cards are there to offer maximum savings to its users.

Eligibility Criteria 

  1. The main cardholder must be between the ages of 18 and 70 years. 
  2. The cardholder must be a resident of India with a PAN card, Income, and resident proof. 
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How to Apply for Flipkart Axis Bank Credit Card

  1. Visit Axis Bank’s website or the Flipkart app to apply online –  click Apply Now, and fill in your personal + income details.
  2. Upload PAN, Aadhaar/ID proof, address proof, and income proof.
  3. Complete video KYC or in-person verification as required.
  4. Once approved, the card is shipped to your address within 7–10 days.
  5. Generate your PIN through Axis Bank’s app/website and start using your card.

Joining and Other Charges 

Here are the applicable fees and other charges of the Flipkart Axis Bank credit card. 

Description Charges 
Joining Fee Rs.  500 + GST
Annual Fee / RenewalRs. 500 + GST
Interest Rate3.60% per month
Cash Advance Charge2.5% of amount
Foreign Currency Transaction Fee 3.5% of transaction value
Over Limit Fee2.5% of amount over the credit limit (min ₹ 500)
Card Replacement FeeRs. 100

Welcome and Cashback Benefits 

  1. 10% instant discount on every purchase from Flipkart Big Billion Day 2025
  2. 15% instant off on every transaction in the sale for 24 hrs to Plus and Black Members. 
  3. Rs 350 on the activation of the Flipkart Axis Bank credit card. 
  4. Rs 250 worth of a welcome bonus for the best credit card with joining and annual fees. 
  5. This card gives a flat 50% off up to Rs. 100 to first-time swiggy users. 
  6. 5% cashback on Flipkart & Cleartrip spends 
  7. 7.5% cashback up to 4000 on Myntra purchases.
  8. 4% cashback up to 4K on preferred partners like Swiggy, Uber, PVR, etc. 
  9. 1% cashback on all other eligible spends.

Other Benefits 

  1. 1% fuel surcharge waiver across all fuel stations in India. The waiver is applicable to transactions between Rs. 400 and Rs. 4,000 with a maximum of Rs. 400. 
  2. Unbeatable discounts and an exceptional dining experience at top Indian restaurants with the Flipkart Axis Bank credit card. 
  3. No-cost or other exciting EMI options on Flipkart. 
  4. Survive the Wednesday crises by getting up to 15% off on flights and hotels via Makemytrip. You can also avail a flat 10% discount on Swiggy. 

2. ICICI Bank Credit Cards 

Offering massive discounts in travel, shopping, and other fields. ICICI Bank features a diverse range of credit cards. These cardholders can earn reward points, which can be later redeemed for shopping or other benefits. The fuel surcharge waiver is also applicable at some stations in India. The easy application process allows users to go on the website and simply fill out the application form to get access to unlimited offers. The Coral credit card tops the benefits list in its wide selection. Let’s discuss further information related to the Coral Card. 

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Eligibility Criteria

  1. The cardholder must be minimum 21 years old.
  2. Business or salaried employees must have a monthly income of at least Rs. 20,000. 
  3. You need the digital copy of the income, identity, and address proof for the application. 

How to Apply for ICICI Bank Credit Card

  1. Visit the ICICI Bank website or mobile app to register online
  2. Click Apply Now to fill out the application form.
  3. Enter your personal, contact and income details.
  4. Upload documents: PAN, ID proof, address proof, and income proof.
  5. Complete KYC verification.
  6. Bank checks eligibility and credit score.
  7. On approval, your Coral Credit Card is dispatched to your address.

Joining and Other Charges 

DescriptionCharges 
Joining Fee Rs. 500 + GST, One-time at card issuance
Annual FeeRs. 500 + GST, waived for the next year if spending is over 1.5 lakhs. 
Forex Markup3.5% on international transactions
ATM Withdrawal Interest3.75% per month
Interest3.75% per month
Late Payment FeeRs. 100 – Rs. 1,300

Welcome and Cashback Benefits 

  1. 10% Instant credit card discount on shopping through Flipkart BBD. 
  2. 15% off on 22nd September for black and Plus users during the Flipkart online sale. 
  3.  2,000 bonus reward points on spending of Rs. 2 lakh per year
  4. Extra 1,000 points for every Rs. 1 lakh spent thereafter (max 10,000 points/year).
  5. 2 points per Rs. 100 on retail spends
  6. 1 point per Rs. 100 on utilities & insurance.

Other Benefits 

  1. Users can enjoy four complimentary accesses to the railway lounge in India. 
  2. 1 Complimentary access to the domestic Airport lounge. 
  3. Additional discount offers on movie ticket bookings twice a month through BookMyShow and INOX.
  4. 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 4000. 
  5. Rs. 2 lakh personal accident insurance cover of the RuPay variant. 
  6. Access exciting dining discounts through their Culinary Treats Programme. 

Comparison Between Flipkart Axis Bank Credit Card and Amazon Pay ICICI Credit Card 

Feature Flipkart Axis Bank Credit CardAmazon Pay ICICI Credit Card 
Joining Fee Rs. 500 + taxes joining and annual fee.No joining fee, no annual fee
Cashback Rewards 7.5% on Myntra (Rs. 4,000/quarter cap)5% on Flipkart & Cleartrip (Rs. 4,000/quarter each)1% on all other spends5% on Amazon (Prime), 3% (non-Prime)2% on Amazon Pay partner merchants1% on all other spends
Cashback Credit Statement Balance Amazon Pay 
Overall Benefits Welcome benefits are worth joining the feeDining discounts 1% fuel surcharge waiver • EMI convertibility on transactions above ₹2,500Lifetime free Unlimited rewards Cashback credited as Amazon Pay balance 1% fuel surcharge waiverLow forex markup
Disadvantages Zero cashback on Utility payments No Complimentary lounge access Non-prime members enjoy low cashback Lower rewards outside Amazon
Ideal ForUsers who do a lot of shopping on Flipkart / Myntra / Cleartrip,People who shop largely on Amazon / with Amazon Prime.

FAQs

Which credit card is best for Big Billions Day?

Flipkart Axis Bank credit card is the best credit card for BBD sale because it offers 10% instant discount and an additional 5% off on early access to black/Plus members. 

Which is the best credit card for online shopping? 

Cashback SBI Card is generally considered the best credit card for online shopping because it offers a flat 5% cashback on all spends through online sites. 

Which credit card gives a 15% off on early access to Flipkart BBD 2025? 

Flipkart Axis Bank boasts an instant 15% discount to Black and PLUS members for 24 hours – early access to Flipkart BBD. 

What are the key benefits of an Axis Bank credit card? 

This credit card provides a discount of up to Rs. 2648 on the iPhone 16 during Flipkart BBD 2025. Apart from this, it offers up to 5% cashback on online shopping, lounge access, fuel surcharge waivers, and more.  

What is the duration of Flipkart Big Billion Days 2025?

The Flipkart BBD sale is starting from 23rd September with 24-hour early access to Prime/Plus users. It is scheduled to end on October 1st, but it may be extended based on the pattern of the past year’s sales. 

When will the upcoming Diwali sale be on Flipkart? 

The Flipkart Big Diwali Sale is expected to start from October 14 – one week before the festival. 

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