List

8 Best Credit Card Affiliate Programs in India

Last Updated on September 15, 2025 by monetizedeal

Looking for a smart way to maximise your earnings in an affiliate program? Credit card affiliate programs are a powerful option that offers high commissions on every approved card application. With people always seeking financial benefits, the demand for credit cards is immense.

Affiliates aim to partner with trusted financial institutions to connect users with the right card to fit their needs. From savings to travel, the best programs offer great payouts and strong brand support, making them a smart path to building a long-term online income. We have carefully selected some of the most lucrative credit card affiliate programs to partner with.

Table of Contents

List of Top Credit Card Affiliate Program Names:

IndusInd Bank
ICICI Bank
Axis Bank
State Bank of India
Standard Chartered
RBL Bank
AU Small Finance Bank
Bank of Baroda

Keep reading to learn more

8 Best Credit Card Affiliate Programs in India

1. ICICI Bank Credit Card

ICICI Bank is a reputable financial institution that offers a range of credit cards tailored to meet diverse needs. Entry-level options for example the Coral credit card, are designed for daily spending with benefits including movie and lounge access. The premium cards, such as Ruby, offer extensive privileges. This global banking service provider caters to users of all types, from everyday individuals to luxury seekers alike.

Commission: Upto INR 2,000

2. Standard Chartered Bank Credit Card

Standard Chartered is a global banking and financial services company with over 1,200 branches worldwide. This company offers various credit cards to match diverse financial needs, like shopping, bills, etc. Its credit cards offer cashback on online payments to help you save money everywhere. They offer an EMI payment option with accelerated reward points that can be redeemed. Ultimate credit card offer duty-free cashback and lifestyle perks, making Standard Chartered cards versatile and rewarding.

The Standard Chartered Bank Credit Card Affiliate Program follows a cost-per-lead model with a commission of Rs. 120 to Rs. 400 per application. You can join this program through MonetizeDeal which provides access to tracking dashboards, banners, and API tools.

Commission: Upto INR 500

3. State Bank of India Credit card

India’s largest public sector bank, State Bank of India, has a vast network of over 22,000 branches and 60,000+ ATMs across the country. They serve millions of customers with top-notch financial services. It may include savings accounts, loans, insurance, investment options, and credit cards. SBI Credit Cards make payments simple and give rewards and benefits for transactions on various purposes. They also offer lifestyle benefits tailored for shopping, travel, everyday needs, etc.

This credit card affiliate program allows marketers to earn commission by effectively promoting.

SBI credit cards online. Affiliates can share unique referral links through online channels get approved for an SBI credit card. The program is a great way to monetize traffic while helping users choose the right credit card for their financial needs.

Commission: Upto INR 2,000

4. RBL Bank Credit card

Ratnakar Bank is a fast growing private sector bank that caters to the financial needs of every individual. This institution offers personal banking services, loans, and other financial solutions. This bank places a strong emphasis on customer-centric services nationwide. RBL Bank Credit Cards are designed to cater to diverse lifestyle needs with benefits like cashback, rewards, travel perks, dining offers, and easy EMI options.

This bank credit card program allows every individual to earn income by promoting a diverse range of credit cards. Affiliates can earn up to Rs. 350 per successful conversion promoting RBL Bank credit cards. This program is an excellent opportunity to monetize traffic while helping users choose the right card for their financial needs.

Commission: Upto INR 350

5. Au Small Finance Bank Credit Card

AU Small Finance Bank is India’s largest small finance bank with an official approval from the RBI. With 30 years of legacy in offering the best financial services, AU provides a full suite of banking services. They have an office presence across 21 states and four union territories to cater to large customers. This trusted retail bank has implemented numerous digital innovations, including 24/7 video banking, WhatsApp Banking, and AI-led chatbots. It also offers credit card options to handle everyday financial needs.

The AU small finance credit card affiliate program offers a money-making opportunity to earn regular commissions by promoting their card services. Affiliates can earn up to Rs. 2000 per successful card activation. These programs offer real-time tracking, promotional tools, and flexible payment cycles to monetize traffic efficiently.

Commission: Upto INR 2,000

6. Bank of Baroda Credit Card

Bank of Baroda is a national private-sector bank that falls under the governance of RBI. It is the fourth largest banking alliance that was founded in 1908. BOB has an extended client base with various services like net banking, customer care and card services for public use. This bank provides 24/7 customer service with the listed contact info of overseas branches.

It offers a diverse range of credit cards— be it for everyday shoppers, frequent travelers, professionals, or defense personnel. You can enjoy extraneous benefits like interest-free credit periods, reward points, EMIs, fuel surcharge waivers, and easy add-on cards. Bank of Baroda also hosts its affiliate program that allows customers to earn money by promoting through its huge credit card category.

Commission: Upto INR 250

7. Indusind Bank Credit card

A leading financial services brand, IndusInd Bank has an approximate base of 42 million across the country. From large corporations to individuals, the bank features every kind of customer. It has 3110 branches and 3052 banks across India. The mission of IndusInd Bank is to add value to every customer’s life by enhancing the convenience with financial metrics.

IndusInd Bank offers a huge lineup of credit cards tailored to varying lifestyles—from lifetime-free options to ultra-premium travel cards. These options provide extraordinary rewards, lounge access, golf privileges, low forex markup and exclusive luxury benefits.

Commission: up to INR 2,400

8. Axis Bank Credit Card

Axis Bank is a new-generation private bank that commenced its operations in 1944 and operates under RBI guidelines. It is the third-largest bank in the country, with a net worth of Rs. 16,09,930. This bank offers a spectrum of financial products to individuals, the government, and corporations. It is physically present in over 38 stations and union territories.

The purpose of Axis Bank is to lead a more inclusive economy and a more financially thriving community. Axis Bank offers a variety of credit cards that are designed for diverse purposes. Popular options include Ace, Flipkart, Magnus, Atlas, and My Zone Cards. You can promote these cards to the target audience to earn a commission of up to Rs. 3500.

Commission: Upto INR 3,500

Conclusion

There may not be many credit card affiliate programs to choose from, but even the few that there can provide excellent returns to marketers. Find the credit card affiliate programs that you believe will perform best for you and begin making large profits immediately. Best of luck!

FAQs

What is a Credit Card Affiliate Program?

A credit card affiliate program allows individuals or businesses to earn commissions by promoting credit card products. Affiliates refer potential customers to a bank or financial institution through a unique affiliate link. When someone applies for and gets approved for a credit card via this link, the affiliate earns a commission.

What are the benefits of promoting credit cards as an affiliate?

As a credit card affiliate, you can earn commissions for each successful credit card sign-up through your affiliate link. Many programs also offer high commission rates, making them a lucrative opportunity.

What kind of commission can I earn from a credit card affiliate program?

Commission rates vary depending on the program and the type of credit card being promoted. In India, commissions typically range from INR 500 to INR 3,000 per approved application, with some programs offering even higher payouts for premium or co-branded cards.

Can I promote multiple credit card affiliate programs at once?

Yes, you can promote multiple credit card affiliate programs simultaneously, as long as the terms and conditions of each program allow it.

Muskan Sinha

Muskan Sinha is a creative and passionate content writer, skilled at delivering high quality , engaging and SEO friendly content across diverse niches. With a zeal for storytelling and great critical thinking, she delivers clear, informative and impactful content that boosts audience engagement.